Insurance Services
As with all insurance policies, conditions and exclusions will apply.
Having the right insurance in place can help you feel reassured that you and your loved ones have financial protection in many situations. At GWT Mortgages in Colchester, I offer a range of tailored insurance solutions, including life insurance, critical illness cover, income protection, and buildings and contents insurance. Together, we’ll find the right protection for your needs, so you can focus on what truly matters.
Life Insurance
Life insurance is about more than financial security — it’s about reassurance for you and your family. At GWT Mortgages in Colchester, I take the time to understand your circumstances and recommend life insurance solutions that help provide reassurance for you and your family.
– Protecting Your Loved Ones’ Future
A well-designed life insurance policy A well-structured life insurance policy can help provide financial support to your loved ones if the unexpected happens. The payout can help cover mortgage repayments, household bills, childcare, education, or other essential living costs — allowing your family to focus on what matters most.
– Life Insurance allows you to:
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- Provide a tax-free lump sum or regular income for your loved ones
- Cover outstanding debts such as your mortgage or loans
- Protect your family’s standard of living
- Flexible cover options, allowing you to tailor your policy to your needs
– Get in Touch Today
Whether you’re arranging cover for the first time or reviewing an existing policy, I’ll guide you through the options clearly and simply, helping you find the right balance of protection and value.
Critical Illness Cover
A serious illness can change everything — not only emotionally but also financially. Critical illness cover provides a vital safety net, offering a lump sum payment if you’re diagnosed with one of the specified serious illnesses covered by your policy.
– Essential Financial Protection When You Need It Most
At GWT Mortgages in Colchester, I understand how important it is to have the right protection in place. I’ll guide you through the available options, helping you choose cover that suits your needs, lifestyle, and budget. The payout from a critical illness policy may help cover some costs, such as medical expenses, household bills, or mortgage payments if you’re unable to work.
– Our Critical Illness Cover can include:
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- A tax-free lump sum paid upon diagnosis of a covered condition
- Protection for illnesses such as cancer, heart attack, and stroke
- The option to combine cover with life insurance for comprehensive protection
- Flexible policy terms tailored to your personal and family circumstances
- Children’s cover (optional), offering added peace of mind for parents
– Get in Touch Today
With my expertise and access to leading insurers, I can tailor solutions that safeguard your financial security. Contact me today to discover how critical illness insurance can protect your future.
Income Protection
Your income is one of your most valuable assets as it keeps your household running and supports your lifestyle. Income protection insurance is designed to provide a regular income if you are unable to work due to illness or injury, helping you maintain financial stability during uncertain times.
– Supporting You When You’re Unable to Work
At GWT Mortgages in Colchester, I understand that every client’s circumstances are different. I will work with you to find the right level of cover, helping you manage essential outgoings if you need time away from work.
The policy pays out a monthly benefit, usually a percentage of your regular income, until you are able to return to work or reach the end of the policy term.
– Your Income Protection Policy Can Include:
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- A monthly tax-free income if illness or injury prevents you from working
- Cover for both employed and self-employed individuals
- Flexible benefit periods, from short-term to long-term cover
- Optional waiting periods to suit your savings and employer sick pay
- Rehabilitation support, helping you return to work when ready
– Get in Touch Today
Get in touch today to find out how income protection can help you safeguard your financial future.
Buildings & Contents Insurance
our home and personal possessions are among your most valuable assets. Buildings and contents insurance is designed to provide cover for events such as fire, flood, theft, or accidental damage, helping you safeguard your property and belongings.
– Safeguarding Your Home and Belongings
At GWT Mortgages in Colchester, I understand that every client’s circumstances are different. I will work with you to find the right level of cover, ensuring your home and possessions are properly protected without paying for unnecessary extras.
– Our Buildings & Contents insurance includes:
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- Coverage for the structure of your home, including walls, roofs, floors, and permanent fixtures
- Protection for personal belongings such as furniture, electronics, clothing, and valuables
- Flexible options to suit homeowners and tenants alike
- Optional accidental damage cover for added security
- Clear terms so you know exactly what is and isn’t covered
– Get in Touch Today
Buildings and contents insurance ensures you can recover quickly from unexpected events, safeguarding your home, possessions, and peace of mind. Get in touch today to discuss a tailored policy that protects what matters most to you.
Whether you’re looking to switch to a better mortgage deal with your current lender or explore new options elsewhere, I provide expert guidance to help you make the right choice. Contact me today to discuss how I can assist you in managing your mortgage effectively.